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is bringing magic

back to payments.

Experience payment magic with @Pay – where every transaction becomes enchanting simplicity. Welcome to the magic of seamless payments.

Our Story

In the realm of financial technology, @Pay emerges as a trailblazing payment solution, pioneering the seamless integration of cryptocurrency and traditional cash. Its inception marks a revolutionary moment, bringing the power of blockchain to consumer credit and introducing unparalleled versatility in payment currencies for both shoppers and merchants. @Pay is not just a transaction facilitator; it is a commitment to bridging the gap between cutting-edge technology and the everyday needs of consumers and businesses.

As @Pay evolves, it becomes a beacon of innovation, providing consumers the freedom to choose between traditional currency and the exciting potential of cryptocurrencies. For merchants, it offers a dynamic platform to engage with a diverse customer base, transcending borders effortlessly. The team behind @Pay remains resilient in the face of challenges, ensuring a flawless integration of cryptocurrency and cash to enhance the financial experiences of all involved.

Today, the story of @Pay continues to unfold, with each transaction marking a milestone in the ongoing saga of financial innovation. From visionary beginnings to a transformative solution embraced by individuals and businesses, @Pay invites you to join in shaping the future of payments—one transaction at a time.

We're just different

At @Pay, we're not just another payment platform; we're a movement. Our mission goes beyond transactions, aiming to empower businesses and individuals alike. We believe in a world where every interaction, every payment, is an opportunity for positive change.

Our Mission

Our Mission

Using blockchain technology to build a sustainable BNPL and payment platform.

Our Vision

Our Vision

Promoting versatile payment options and leadership in user engagement.

is rocking

a superstar team.

Meet the @Pay team—innovators united to seamlessly blend cryptocurrency and cash, empowering users and merchants.

Raul Herald

Raul Herald

CEO

Raul Heraud has over 20 years of experience in the Financial Services industry; particularly in Private Equity and Venture Capital, where he has invested, advised, and mentored dozens of start-ups globally. For the past eight years, Raul has focused on blockchain-related ventures. He specializes in token design and engineering, economics, and mathematical models.

Adam Mazzaferro

Adam Mazzaferro

Founder/Legal

With over 20 years of expertise in law and corporate life, Adam Mazzaferro excels in M&A, corporate advisory, and corporate management across various sectors. He's a trusted advisor to diverse clients, known for his skill in merging legal intricacies with practical business goals.

Sahir Nadeem

Sahir Nadeem

CTO

Sahir Nadeem comes from 15+ years of Technology and High-Growth Startup experience in Sydney and Boston. Having won multiple industry awards in the field of Technology, Sahir specialises in building scalable engineering solutions that deploy cutting edge tech innovation across all his ventures.

Kelvin Liu

Kelvin Liu

Product Manager

Kelvin Liu is a dynamic and forward-thinking professional with a strong background in software engineering and a genuine passion for technology and startups. Currently, Kelvin serves as a leading figure in the realm of product management at AtPay, he is dedicated to pushing the boundaries of what’s possible in the tech world, coupled with his drive for success.legal intricacies with practical business goals.

Dominic Tunstall

Dominic Tunstall

Creative Director

Dominic Tunstall is a seasoned Creative Director with 10+ years of experience, boasting an impressive portfolio that includes collaborations with global brands such as Samsung, Nickelodeon, and Sydney Airport. He has recently ventured into the tech and blockchain industry, specializing in branding, digital experiences, UI/UX, and marketing, where he continues to shape the visual and experiential landscape with his creative prowess.

Trent Merrin

Trent Merrin

Partnerships

Trent Merrin is a renowned rugby player with an illustrious career spanning over a decade. Known for his exceptional skills on the rugby field, Trent has achieved remarkable success in the sport. In addition to his rugby prowess, he has recently diversified his interests into the world of blockchain and cryptocurrency. His transition into this innovative sector reflects his adaptability and keen eye for emerging trends, making him a standout athlete both on and off the field.

Flavio Palaci

Flavio Palaci

Advisor

Flavio Palaci is a seasoned sales entrepreneur with a remarkable track record of catalyzing the launch of large-scale startups in the tech space. With his invaluable expertise, he serves as a blockchain advisor, playing a pivotal role in helping secure international deals and partnerships on a global scale. Flavio's extensive experience and strategic acumen make him an invaluable asset to any venture he engages with.

Donato Rufo

Donato Rufo

Advisor

My career has focused on serving Financial Services Companies working for various well-known brands and start-ups. This includes holding roles with APAC region remit across business & operations – developing an ability to transcend deep technical experience to business leadership. My passion is in working with FinTech and Startups. With 20 plus years of business leadership experience delivering strong outcomes in Fintech and Banking domains. I act as a strong change agent in delivering transformational business strategy and innovative technology outcomes. A customer-centric leader with a strong focus on engaging clients, either internal or external to ensure delivery to their requirements.

Issam Eid

Issam Eid

Advisor

A senior investment professional, Issam has over 20 years experience in financial markets and investing, specializing in small capitalisation companies. Issam has worked at major institutions such as Macquarie Bank, ING, Credit Suisse, Salter Brothers and Arrow Asset Management His extensive management of small companies portfolios has provided him with a wealth of experience across various businesses, strategies and management teams. Issam has also been involved as a co founder in two start-up financial services businesses with Australia’s first Shariah Compliant Superfund Crescent Wealth and boutique Australian Equities manager Sigma Funds Management. Issam holds a Bachelor of Business from the University of Technology, Sydney and is Chartered Financial Analyst (CFA).

Houssein Halawi

Houssein Halawi

Advisor

An accomplished finance executive with a distinguished career spanning over 20 years, marked by expertise in financial management, strategic planning, and an extensive background in the IT software and fintech industry. CPA and MBA qualified, Houssein has consistently demonstrated a strong commitment to driving financial success and innovation within the organisations he had the privilege to serve.

Houssein has been at the forefront of financial technology, spearheading transformative solutions and products that have streamlined financial processes and driven digital innovation. He is adept at navigating the complexities of this dynamic industry, leveraging technology to create seamless, secure, and user-friendly financial experiences for clients and customers.

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