About Us

Founded in 2020 in Sydney, Australia, @Pay is a unique first of its kind platform that incorporates three emerging markets:

  • Buy Now Pay Later;
  • Cryptocurrency and Fiat currency; and
  • Blockchain and smart contract technology.

@Pay’s is a global decentralized platform creating payment solutions for shoppers, merchants, and marketplaces that empowers customers to access the things they want and need, while still allowing them to maintain financial wellness and control with the aim of helping people to spend responsibly.

@Pay users have the ability to buy now pay later without the risk of being charged interest or late fees by splitting repayments in four over a period of three months, for both online and in-store purchases. While the repayment remains outstanding the user is charged a $6 account keeping and
administration fee per month by @Pay until repayment is made in full.

@Pay users are rewarded for doing the right thing and completing their repayments on time by receiving @Pay governance tokens that can be used in various ways such as buying into a higher credit limit, used as currency to purchase products and services from @Pay merchants in the @Pay marketplace and able to vote on certain outcomes that can shape the future of the @Pay platform. @Pay users can shop and pay for products and services from our merchant partners and in our affiliated marketplaces using either cryptocurrency or Fiat currency. Users also have the ability to stake their stable coins such as Bitcoin with @Pay and earn a return on the amount staked.

@pay uses blockchain and smart contract technology to harness digital currencies creating ground breaking eCommerce solutions and experiences that are appealing to people of all ages.

Questions? Get in touch with us.

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